Plenty of people avoid thinking about money. Money feels dirty. Not wanting to be materialistic, or obsessed with wealth and comfort, it’s easy to let money “take care of itself”.

On the other hand, without planning for and understanding money, it’s hard to make a life that reflects your goals and values.

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Everybody in life has resources of some kind, and it’s the management of these resources that determines, to at least some degree, how your life will go. With that in mind, we’re highlighting three personal investments that can help you build the life you want.

1) Vehicle

Unless you don’t need income or work remotely, you’ll probably need a vehicle of some kind to get to work, maintain a social life, or do fun things. It may be a car; it may be a bicycle. But without your vehicle, you’re going to put important aspects of your life on hold. It’s important to find a way to buy the vehicle you need, especially if you are trying to take your life or career to the next level.

Researching the title loans San Francisco has to offer may put you in the driver’s seat fast, even if you don’t have much in the way of credit or down payment. Once you’ve got your vehicle, think about how to make it pay for itself. Perhaps you can apply for a job that was inaccessible due to distance.

2) Education 

Education is, perhaps, the single biggest factor in your future earning potential. Nobody is born with skills. We all have talents and natural inclinations of one type or other. But without focused education, you won’t be able to turn your raw talent into anything that makes money.

Even though student loan debt has been getting a lot of attention over the past decade, it can be worth it to go into debt for a good education, especially if you are sure of your employment options on the other side of your degree. It may require difficulty and sacrifice to make it work, but that’s what is necessary to achieve in today’s world, whether we like it or not.

3) Cooking 

This might seem out of place on a short list like this, but hear us out. Most people eat every day, often several times a day. The food you put into your body is the material that is digested into fundamental nutrients and elements until it ultimately becomes your body.

If you don’t know how to cook, you have to depend on the skills of others. You won’t always know what’s in your food. You’ll also pay a lot more for it. Learning to cook saves money, builds friendships if you’re the sharing type, and is a pleasure all its own.

These three personal investments will yield dividends for years to come, if not for the rest of your life. These take time and money, and that’s why people avoid them. They’re also difficult to learn. But in the end, they’re worth it. Good luck.

Nirmal Anandh M
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